How to Apply
TVFCU allows you 24-hour access to your sharedraft (checking) account with the simple swipe of a card. The TVFCU Debit MasterCard displays the MasterCard and NYCE logos and can be used anywhere MasterCard or NYCE are accepted, including ATM’s. This is just another way to make life simpler for you. With TVFCU’s Debit MasterCard it is easier and faster to pay for goods and services. There is no checkbook to carry, no check to write, and no identification to show.
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With the MasterCard logo on your debit card you are able to pay for goods or services wherever MasterCard is accepted. When making a purchase, select the debit option. At this time you will need to enter your PIN. The card allows you the option to receive cash back at the time of sale should the merchant provide this service.
TVFCU’s Debit MasterCard can be used at any ATM displaying the MasterCard or NYCE logo. For security purposes, a PIN is required to access your funds. The transaction must be processed as a checking withdrawal. TVFCU does not charge a fee for ATM transactions, but the local machine may do so.
Shortly after you receive your debit card in the mail, you will be sent a PIN number. For the security of your account please keep this number confidential. Should you feel your PIN number might have been compromised, contact our loan department immediately. If your Debit MasterCard is lost or stolen please call 1-800-543-5073 for assistance.
All transactions made with the TVFCU Debit MasterCard will be withdrawn from the sharedraft account. Should there be insufficient funds to cover the purchase, the Overdraft Line of Credit will be used if you have one. The exact amount needed to pay for the transaction will be transferred to the sharedraft account. Please note that funds from savings accounts are not available for debit card transactions.
Should the funds in the sharedraft account and the Overdraft Line of Credit be insufficient to pay for a transaction, then an NSF (non-sufficient funds) fee will be assessed to the sharedraft account. A notice will be sent to you when a transaction has been covered by the Overdraft Line of Credit or if a fee has been charged.
It is our commitment to provide quality financial services without significant fees. The TVFCU Debit MasterCard is currently offered to our members without a monthly service charge or transaction fee. At this time, the only fees charged are for non-sufficient fund activity.
All debit card transactions you make will appear on your monthly sharedraft account statement. Each transaction will list the merchant’s name and location along with the dollar amount processed and the date of purchase. This makes for easy reconciliation of your statement, provided that you write each debit card transaction in your check register.
If you do not already have a share draft (checking) account, you will need to open one. Any Member Center Representative can assist you with this.
Submit your application and within 24-hours TVFCU's loan department will have your approval status ready for you; just give us a call.