Rates

Automobile & Motorcycle Rates

Loan Amount

APR

Up to $8,000

AS LOW AS 4.99% APR

$8,000 - $10,000

$10,000 - $15,000

$15,000 - $20,000

Over $20,000

Unsecured Loans

Loan Type

APR

Maximum Amount

Gold MasterCard

6.00% (Adjustable) APR

$15,000

MasterCard

13.80% (Fixed) APR

$5,000

Overdraft Line of Credit

14.00% APR

$10,000

Signature

AS LOW AS 6.25% APR

$10,000

Boat Loans

Boat Value*

APR

Up to $12,000

AS LOW AS 4.99% APR

$12,000 - $20,000

Over $20,000

* Rates and terms determined by value of collateral, not by amount financed.

Recreational Vehicle Loans

Non-Driveable Vehicle Value*

APR

Up to $10,000

AS LOW AS 4.99% APR

$10,000 - $12,000

$12,000 - $20,000

Over $20,000

Drivable Vehicle Value*

Up to $20,000

$20,000 - $30,000

Over $30,000

* Rates and terms determined by value of collateral, not by amount financed.


Home Improvement Loans
Loan Type
APR
Maximum
Amount

Home Improvement

5.15% APR

$100,000



Mortgages -
Effective 8/12/08 (subject to change weekly)

Loan Type

APR

30 Year Fixed 85% LTV Mortgage

5.45

30 Year Adj. 90% LTV Mortgage

5.10

15 Year Fixed 90% LTV Mortgage

4.83

15 Year Adj. 90% LTV Mortgage

4.85

15 Year Adj. 95% LTV Mortgage

5.35

Secured Loans

Loan Type

APR

Share Secured

AS LOW AS 3.00% APR

Other Secured

AS LOW AS 5.50% APR


Consumer Loans Calculator


*Rates on this page were last updated on January 6, 2009 .

All rates are subject to change.
All loans are subject to approval.
Contact Loan Department personnel for details and restrictions.

 

 
This credit union is federally insured by the National Credit Union Administration
10 Jefferson Square • Batavia, NY 14020 • (585) 343-5627 • 1-800-722-8224
WANDA (585) 344-5544 • 1-800-887-5544


Copyright © 2005 Tonawanda Valley Federal Credit Union