Courtesy Pay Regulation Information
Starting July 1st 2010 you will need to OPT-IN to Courtesy Pay for one-time debit card transations (such as a grocery store) or ATM transactions that use your debit card.
Courtesy Pay is a program that allows TVFCU to pay an item presented against your share draft account even if it causes the account to become overdrawn. Courtesy Pay may provide our members in "good standing" with the ability to overdraw their share draft account up to $500. This includes fees assessed. The current fee is $30.00 per item paid.
TVFCU also offers overdraft protection plans such as a line of credit which may be less expensive than Courtesy Pay. TVFCU automatically links your savings to your share draft account.
This program allows you to pay for items without being declined. Many of our members enjoy this service because they have payroll coming in soon that would cover the balance.
In order to OPT-IN all you have to do is fill out this form and send it back to us. You can drop it off in our night-drop, give it to any teller or receptionist or mail it in.
More information is available on our form and please call us if you have any questions at 585-343-5627.